Deposits Overview
Whether it’s for everyday transactions or saving for the future, a dream vacation, or retirement, let us bring you one step closer to achieving your goals.
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Cards Overview
Experience seamless transactions, secure payments, and exclusive perks with EastWest Cards – where convenience meets unparalleled privileges for an elevated lifestyle.
Loan Overview
Take one step closer to owning your dream car or home, funding planned major purchases, or achieving life’s important milestones.
Investment Overview
Whether you’re a conservative or aggressive investor, we have the right product to help you grow and protect your hard-earned funds.
Acquired Assets
Explore growth opportunities in our acquired assets portfolio – from real estate to strategic investments, each promising value.
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Deposit Overview
With EastWest deposit and transaction accounts, conduct your daily business with ease and optimize savings growth for the future.
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Cash Management Solutions
Increase efficiency, simplify processes, and grow your business faster through our range of business transaction banking solutions that allows you to manage your company's cash flow better.
Investments & Trusts
Secure working capital for specific business requirements while maintaining the flexibility to utilize your funds for daily operations.
Business Loans
Secure working capital for specific business requirements while maintaining the flexibility to utilize your funds for daily operations.
Insurance Solutions
Our insurance brokerage arm, EastWest Insurance Brokerage Inc., provides convenient access to various protection plans for business clients.
  • Deposits
    • ChequeMax
    • SuperSaver
    • Foreign Currency Deposit
    • Time Deposit
  • Cash Management Solution
    • Liquidity Management Services
    • Disbursement Services
    • Government Payments
    • Payroll Services
    • Others
  • Business Loans
    • Revolving Credit
    • Corporate Credit Lines
  • Investments & Trusts
    • Corporate Investment Management
    • Employee Benefits Trust
    • Escrow Services
    • Fixed Income Products
  • Insurance Solution
    • Motor Car Insurance
    • Fire Insurance
    • Bonds
    • Personal Accident Insurance
    • Marine Insurance
    • Contractors All Risk
Card Features
Fees and Charges
FAQs
Need More Help?

Features and Benefits

Perpetual Waiver of Annual Membership Fee

Enjoy a lifetime of benefits with the perpetual waiver of Annual Membership Fees for your principal and supplementary EastWest Priority Visa Infinite credit cards.

Low Foreign Currency Conversion Fee

Save more on your international purchases with a low foreign currency conversion fee of 1.70%.

Airport Lounge Access

Take pleasure and comfort at airport lounges worldwide while waiting for your flight.

Priority Pass™ access to the finest airport lounges

Other Card Features

Supplementary Cards

Share your spending privileges with your loved ones by giving them supplementary cards. You can request up to nine (9) supplementary cards. You may also assign a monthly sub-limit* for each supplementary card to better manage your finances.

Global Acceptance

Use your EastWest credit card anywhere in the Philippines and across the world wherever Visa is accepted.

Cash Advance Facility

Get cash whenever you need it. Simply withdraw from an EastWest ATM, or from any ATM bearing the BancNet, Visa or Visa Plus logo using your Cash Advance Personal Identification Number (CA-PIN).

Fees and Charges

EastWest Priority Visa Infinite Fees and Charges

Annual Membership Fee

Principal Card: Waived Perpetually
Supplementary Card: Waived Perpetually

Interest Charge

1.99% per month or 23.88% effective rate annually

Effective October 15, 2024:
3% per month or 36% effective rate annually

Cash Advance Service Fee and Interest Charge

Php200 per cash advance availment; and 1.99% Interest Charge imposed on the cash advance amount and Cash Advance Service Fee, which shall accrue from the date of availment until full settlement or payment of the latest Total Statement Balance

Effective October 15, 2024:
Php 200 per cash advance availment; and 3% Interest Charge imposed on the cash advance amount and Cash Advance Service Fee, which shall accrue from the date of availment until full settlement or payment of the latest Total Statement Balance

Late Payment Charge

Php1,500 or the unpaid Minimum Payment Due, whichever is lower

Over Credit Limit Fee

Php500 when the outstanding balance exceeds the prescribed credit limit within the billing period

View EastWest Credit Cards Fees and Charges

Compare Cards

Discovering the perfect credit card can streamline your financial choices. Explore our selection to find the one that best suits your lifestyle today.

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Frequently Asked Questions

You have several options to activate your EastWest credit card. Here are the ways:

Via Self-Service Facility

  • Scan the QR code on the activation sticker or visit www.ewlend.com/actd to access ESTA, our AI chatbot facility. Follow the registration procedure to start using your card.

Via SMS

  • Send a message with the keyword “ACT” followed by the last four digits of your credit card number and your date of birth to 22565392 following this format, ACT <space> last 4-digits of card number <space> Birthdate (mmddyyyy)

Ex: ACT 1234 01301990

Via Customer Service

Depending on your EastWest credit card’s rewards program, you can easily redeem your points for cash rebates through ESTA. Here’s how:

  • Go to “APPLY” in the main menu
  • Tap on “Redeem Points”
  • Follow the on-screen instructions to successfully redeem your earned points

Alternatively, you may call our 24/7 customer service hotline at (632) 8888 1700 or send an email to cards@eastwestbanker.com for further assistance on your rewards redemption request.

With ESTA, you can handle various credit card requests without needing to contact our customer service hotline or wait for a live representative. Here’s what you can do:

  • View Real-Time Credit Card Balances: Check your current balance instantly.
  • Protect Your Account: Use the real-time locking and unlocking feature to safeguard your card from online fraud.
  • View Statements: Access both current and past statements of account.
  • Convert Transactions: Turn your purchases into manageable installments.
  • Request Credit Limit Increases: Apply for a higher credit limit.
  • Report Lost Cards: Quickly report a lost card to prevent unauthorized use.
  • Report Declined Transactions: Notify us of any declined transactions.
  • Dispute Unauthorized Transactions: File disputes for any unauthorized charges.
  • Request Supplementary Cards: Apply for additional cards for your loved ones.
  • Enroll in e-SOA: Sign up for electronic Statements of Account (e-SOA).
  • View Promos: Stay updated on ongoing and upcoming promotions.
  • Send Feedback: Provide feedback directly to our Customer Service representatives.

You can conveniently settle your EastWest credit card bill online through EasyWay, our online banking facility. You may access it via our website or via the mobile app. Log in to your account and choose "Manage Biller" to add the EastWest credit card to your list of billers and settle your bill with ease. Alternatively, you may also pay online through Komo and mobile app of our partner banks and payment centers.

Visit this link for the complete list of our payment channels.

You can enjoy special discounts and privileges year-round from our partner merchants. Whether it’s shopping, dining, health and wellness, or travel and leisure, your EastWest credit card offers you a range of exclusive benefits.

Visit this link for the full list of our promo offers.

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    Credit Cards Promos

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