Product Features
Minimum Initial Deposit
₱ 10,000
Maintaining ADB
₱ 10,000
Interest Earning Balance
N/A
Interest Rate
N/A
Banking Fees and Charges
Dormancy Charge
₱ 30.00 per month
(Applied to dormant accounts 5 years and above AND balance falls bellow the minimum monthly ADB)
Other Features
Fund Access
- EastWest Online and Mobile
- Local ATMs and Visa Plus ATMs worldwide
- Visa-accredited merchants worldwide
- Visa-accepting online merchants globally
- Over-The-Counter
Transaction Record
- Online Bank Statement
At least one (1) un-expired Identification Document (ID) with photo and signature
List of Accepted IDs
- Philippine Identification – PhilID
- Passport
- Driver’s License
- Professional Regulations Commission (PRC) ID
- National Bureau of Investigation (NBI) Clearance (Digitized)
- Postal ID (Digitized)
- Tax Identification Number (TIN) (Digitized)
- Government Service Insurance System (GSIS) e-Card
- Social Security System (SSS) Card
- Senior Citizen Card
- Overseas Workers Welfare Administration (OWWA) ID
- OFW ID
- Seaman’s Book
- Professional ID cards issued by the Maritime Industry Authority (MARINA)
- Government Office and GOCC ID e.g. Armed Forces of the Philippines (AF ID), Home Development Mutual Fund (HDMF ID)
- Certificate from the National Council for the Welfare of Disabled Persons (NCWDP)
- ID issued by the National Council on Disability Affairs (NCDA)
- Unified Multi-Purpose ID Department of Social Welfare and Development (DSWD) Certification
- Integrated Bar of the Philippines
- Company IDs issued by private entities for institutions registered with or supervised or regulated either by the BSP, SEC or IC
- Other identification document that can be verified using reliable, independent source documents, data, or information
- Proof of billing (under your name & home address)
- Presentation of additional documents for:
Minors
- Original and clear copy of NSO Birth Certificate
- For Guardian or Administrator, or original and clear copy of the Court Order appointing them
Tax-Exempt Individuals
- Notarized Tax Exemption Affidavit executed by the applicant/depositor
- Certification of Tax Exemption issued by Revenue District Office (RDO)
Non-Resident individual and OFW
- Passport
- Alien Certificate of Registration (ACR), Immigrant Certificate of Registration (ICR) for non-citizen of the Philippines
- Contract of Employment for Philippine citizens
Frequently Asked Questions
It's a standard account for daily transactions, like paying bills, using checks, and accessing funds easily.
Visit a bank or apply online, providing identification and an initial deposit.
Offers easy access to funds, debit card usage, and options for bill payments.
Banks may charge fees; review account terms for specifics like monthly maintenance fees or overdraft charges.
Yes, most banks allow direct deposits for paychecks or other income sources into a Regular Checking account.
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